Accounts Receivable Management Solutions (ARMS), sister company of Information Clearinghouse, Inc., is a comprehensive credit risk assessment outsource specializing in private company information. Our extensive database, which consists of more than 50,000 company profiles, along with our interactive credit intelligence dashboard and second-to-none customer service, is the foundation for what now provides today's busy credit executive with all their needs in a single resource. The three key executives of ARMS collectively have over 100 years of credit and insolvency management experience and, as such, the Company is uniquely positioned to provide a perspective superior to other financial reporting services..

See the ARMS Client Relationship Team

LAWRENCE SARF, Chief Executive Officer & President
larrys@fdreports.com
800-789-0123 Ext. 102

Lawrence Sarf has over 40 years of hands-on, practical experience in numerous retail industries. Larry's experience and industry knowledge has made him a recognized and respected expert in financial, operational, marketing and insolvency matters. He has served as a consultant and/or advisor to creditors' committees in both bankruptcy-law and out-of-court settings and has participated in well over 1,000 insolvency proceedings. He has been formally appointed as operating receiver and Bankruptcy Advisor in a number of proceedings, including several high-profile cases in the New York area. Larry's intimate knowledge of the ins and outs of insolvency cases gives him a unique ability to spot the signs of a troubled company heading for a reorganization and impart that knowledge to subscribers. In many instances, Larry's insights have afforded subscribers the ability to avoid "costly" involvement in Chapter 11 case filings.

KEVIN SLACK, Executive Vice President / President - Creditntell
kevins@fdreports.com
800-789-0123 Ext. 103

Kevin Slack's areas of expertise are in the retail and wholesale food and drug industries, where he spent 25 years in senior credit management positions with Sterling Drug Co. and Ward Foods. While in these positions, he gained extensive experience in all facets of the order cycle, including Credit Risk, DSO, Deductions/Dilution and Bad Debt Best Practice receivable process improvements, as well as A/R Systems implementation and integration. Kevin was an industry peer group leader in food, health and beauty care and pharmaceuticals. Kevin served as chairman of the National Health & Beauty Care Credit Group, as a member on the Trade Relations Committee of the NHBCG and the National Food Manufacturers Credit Group, and was a co-founder of the National Candy and Tobacco Manufacturers Credit Corp.


STEVEN DOVE, Executive Vice President
steved@fdreports.com
800-789-0123 Ext. 121

During Steve Dove's 25-year career with Borden, Inc. (a multi-national conglomerate), he gained extensive knowledge of virtually all facets of treasury, from finances and credit/receivable management to distribution and marketing. In addition, Steve participated in bank facility negotiations, M&A activity, and rating agency presentations, and was active on the board of directors of several national trade credit groups, including the National Food Manufacturers Credit Group where he served as vice chairman of the Trade Relations Committee and vice chairman of the Claims Committee, and the National Chemical Credit Association.

JOSEPH COSTELLO, Chief Information Officer
josephc@fdreports.com
800-789-0123 Ext. 112

Joseph Costello serves as Chief Information Officer of Information Clearinghouse Inc., providing overall technology leadership for the corporation and its businesses and working with business management to expand the application of effective technology solutions across the enterprise. Joseph brings to our organization over 18 years of global information technology experience with Fortune 500 companies like Citigroup and McGraw-Hill, and across several industries including financial, education, publishing and information services.

ROBERT MARZO, Director of Credit
robertm@fdreports.com
800-789-0123 Ext. 173

Robert joined F&D Reports as a financial analyst in June 2004. Immediately prior to joining F&D Reports, Robert worked as a business analyst at a Fortune 500 company where he provided business support in various areas, including the preparation and submission of monthly and year-end P&L reports. As Director of Credit, Robert oversees the daily operations of the credit department, including managing the website, developing products as well as client relations. Robert is also the head analyst of the foodservice segment. Robert graduated from Stony Brook University with a degree in Economics and Business.